Legal
Last updated: May 2026 · Effective date: May 2026
Please read these Terms of Use ("Terms") carefully before using the website yourretirementblindspot.com (the "Website") operated by Amplify FA Inc. ("we," "us," or "our"). By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must immediately discontinue use of the Website.
By accessing, browsing, or using this Website in any manner, including but not limited to using the Care Cost Estimator, downloading worksheets or resources, or submitting your information through any form on this Website, you agree to be bound by these Terms, our Privacy Policy, and our Cookie Policy, all of which are incorporated herein by reference.
We reserve the right to modify these Terms at any time without prior notice. Your continued use of the Website following any such modifications constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.
All content on this Website — including but not limited to the book Your Retirement Blind Spot™, the Care Cost Estimator calculator, worksheets, checklists, assessments, articles, and any other materials (collectively, the "Content") — is provided strictly for educational and informational purposes only.
The Content does not constitute and shall not be construed as:
You should always consult with qualified, licensed professionals — including but not limited to certified financial planners, licensed insurance professionals, attorneys, certified public accountants, and medical professionals — before making any financial, legal, insurance, tax, or healthcare decisions. Never disregard professional advice or delay seeking it because of something you have read or accessed on this Website.
The Care Cost Estimator and any other calculators or estimation tools provided on this Website (collectively, the "Tools") are designed solely as educational tools to provide general, illustrative estimates. By using any Tool on this Website, you acknowledge and agree that:
The worksheets, checklists, assessments, and other downloadable materials available on this Website are provided as self-guided educational tools to help you organize your thoughts and prepare for conversations with qualified professionals. They are not diagnostic instruments, professional evaluations, or substitutes for professional guidance.
Completing any worksheet or assessment does not establish any professional-client relationship between you and Amplify FA Inc., Zach Ott, or any affiliated party. The results or outputs of any worksheet or assessment should not be interpreted as professional recommendations.
Your use of this Website, the Content, or any Tools does not create a financial advisor-client relationship, insurance agent-client relationship, attorney-client relationship, or any other professional-client relationship between you and Amplify FA Inc., Zach Ott, CLTC®, or any person or entity associated with this Website.
No communication through this Website — including form submissions, email correspondence, or use of the Tools — shall be deemed to create any such relationship.
Without limiting the foregoing, we do not warrant that:
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the limitations and exclusions set forth in this section shall apply to the fullest extent permitted by applicable law.
You expressly acknowledge and agree that your use of this Website, the Content, and the Tools is at your sole risk. You are solely responsible for any decisions you make based on the Content or results from the Tools. You assume full responsibility for any consequences resulting from your use of the Website, including any financial losses, missed opportunities, or other damages.
To the fullest extent permitted by applicable law, you agree to defend, indemnify, and hold harmless the Released Parties from and against any and all claims, actions, suits, proceedings, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:
This indemnification obligation shall survive the termination of these Terms and your use of the Website.
All content on this Website — including but not limited to text, graphics, logos, images, photographs, the book title Your Retirement Blind Spot™, worksheets, assessments, calculator designs, and all other materials — is the exclusive property of Amplify FA Inc. or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, transmit, or otherwise use any Content from this Website without the prior written consent of Amplify FA Inc., except for your own personal, non-commercial use as intended by the downloadable resources provided.
Your Retirement Blind Spot™ is a trademark of Amplify FA Inc. Unauthorized use of this trademark is strictly prohibited.
This Website may contain links to third-party websites, including but not limited to book retailers, care provider directories, and external resources. These links are provided solely for your convenience. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.
Your interactions with third-party websites are governed solely by the terms and policies of those websites. We are not responsible for any loss or damage arising from your use of or reliance on any third-party website or service.
By using this Website, you represent and warrant that:
These Terms and any disputes arising out of or relating to these Terms or your use of the Website shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.
Any legal action or proceeding arising out of or relating to these Terms or your use of the Website shall be brought exclusively in the state or federal courts located in Orange County, California. You expressly consent to the personal jurisdiction and venue of such courts and waive any objection to the convenience of such forum.
Before initiating any formal legal proceedings, you agree to first attempt to resolve any dispute with us informally by contacting us at [email protected]. We will attempt to resolve the dispute informally within thirty (30) days.
If we cannot resolve a dispute informally, you agree that any dispute, controversy, or claim arising out of or relating to these Terms or the Website shall be resolved by binding arbitration administered by JAMS in Orange County, California, in accordance with JAMS' Streamlined Arbitration Rules and Procedures. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
CLASS ACTION WAIVER: You and Amplify FA Inc. agree that any dispute resolution proceedings shall be conducted only on an individual basis and not as a class action, class arbitration, or other representative proceeding. You expressly waive any right to participate in a class action lawsuit or class-wide arbitration against Amplify FA Inc.
We reserve the right to terminate or suspend your access to the Website, without prior notice or liability, for any reason, including but not limited to a breach of these Terms. Upon termination, your right to use the Website will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, warranty disclaimers, limitation of liability, indemnification, and governing law.
If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, severed from these Terms. The invalidity of any provision shall not affect the validity or enforceability of any other provision of these Terms, and the remaining provisions shall continue in full force and effect.
These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between you and Amplify FA Inc. regarding your use of this Website and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and Amplify FA Inc. with respect to the Website.
If you have questions or concerns about these Terms of Use, please contact us: